Examine Your Habits
I thought I could skip this one. I think my habits are pretty good! Sure, I spend more than I like on restaurants, but otherwise I’m pretty happy with my spending. But then I thought deeper, and I asked myself what is the root cause of my spending?
I have a habit of saying yes to ideas that sound appealing without thinking about how they fit in my overall plan or budget. I figure I’ll make it work and usually I do, but I’m not always comfortable with it afterward. So for July, I’d like to say yes slower. I’d like to wait, to say I need to go home and check first. I don’t think this will stop me from doing things I really want to do, but it will give me an opportunity to do a gut-check and to think of possible frugal alternatives.
I love to plan. Frugalwoods gave examples like packing snacks and planning your day so you don’t have to spend money, but I took this in a different direction. I looked at my month to see what I’ve already committed to and where I might be tempted to spend money, so that I can make a plan. As you can see, July is already a full month with lots of fun things on the horizon!
Buy used (or cheap!)
Because we’re moving, and I don’t want to add additional stuff to our lives, I’m not really tempted to buy many things right now, though I suppose this could also apply to going to cheap restaurants instead of the best and most expensive one (even though it’s so good).
Unlike a lot of people, I’m not big on shopping for clothes. The last clothes I bought were some bras that I think I got in December or January, but I am feeling some pressure to get a different dress for the wedding we’re attending in a couple of weeks and for my trip to Barcelona. Both are events hosted by our fancier friends, and all of my dresses are sundresses or black. I’ve thought about borrowing a dress from a friend for the wedding coming up, but I feel a little weird about that. But I would feel okay about a trip to some of the second-hand stores around the neighborhood, and I’m not talking Buffalo Exchange–I’m talking the 5 for $5 places.
This is the hardest one for me because I think I have a pretty ironclad excuse: we’re moving! We won’t see these friends ever again, or at least not for many months! Moving has all kinds of unexpected costs! This is the last time I can go to our favorite Thai place or the fancy but delicious vegan bar. Will they even have vegan bars in Rochester? It’s probably better if they don’t.
While there is truth to this excuse (I really am leaving, I really won’t see these friends again for a long time), spending money isn’t necessarily the answer. I’m feeling sadness and affection for my friends and the community we have here, and I’m trying to cover that sadness with a meal out or a drink or a fun day spent with them, but it’s those last three words that really matter. Spend (time) with them. That’s what matters. That’s what is significant and that’s what I need to remember this month.